Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

The upcoming midterm elections will determine which party controls Congress, and that could have major implications for ...

Federal direct loans don’t have credit criteria, but require annual Fafsa applications. Federal direct loan rates for the 2026-27 school year range from 6.52% to 9.07%. Consider maxing out federal ...

Millions of federal student loan borrowers will see major changes after a series of announcements from the Trump ...

The Education Department is in the process of implementing major reforms to student loan repayment programs, with ...

Launched in 2023, the Saving on a Valuable Education (SAVE) plan was intended to create an affordable pathway to repaying student loans. SAVE was ended in 2026, as part of a larger overhaul of the ...

Browse U.S. News’ picks for best student loan refinance lenders. There are various options to save money and manage your ...

A Federal Direct Unsubsidized Loan is a federal student loan available to eligible undergraduate, graduate and professional students. Unlike a Direct Subsidized Loan, an unsubsidized loan is not based ...

The student loan repayment landscape just got a lot more complicated for borrowers to navigate — and those with federal student loans, in particular, are now facing unique challenges. Major changes to ...

Only defaulted federal student loans put your tax refund at risk, not delinquent or private student loans. You have 65 days from the notice to stop it with payment arrangements or a valid objection.

Consolidation means combining several federal student loans into one new federal loan, called a Direct Consolidation Loan, so you make one monthly payment to one servicer, the company that manages ...